How Insurance Website Works

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In addition to saving you money on your insurance needs, Insurance-Website is providing its own rating for each insurance company based on insurer information provided to the National Association of Insurance Commissioners by respective state insurance agencies across the nation.

Insurance-Website is providing its own rating for each insurance company based on insurer information provided to the National Association of Insurance Commissioners by respective state insurance agencies across the nation. Insurance-Website uses a unique, weighted formula based on each subsidiary’s reported equity, complaint ratio and A.M. Best rating to help you better determine which ones provide the combination of financial strength and customer service necessary to help reduce the chances of encountering problems with a potential insurance claim. Final ratings are based on a scale from 0 to 10 with 0 being the worst possible rating and 10 the best. Parent company ratings are based on the aggregate averages of subsidiary companies whenever the parent company does not directly engage in insurance underwriting.

Disclaimer: Insurance-Website does not sell insurance and in no way is affiliated with any insurance company, agency or brokerage or the A.M. Best ratings service.

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CIGNA

Insurance Ratings
AM Best Rating10
OK
Complaint Ratio0
EXCELLENT
I-W Rating3
OK

CIGNA

Based in Philadelphia, CIGNA traces its history back to 1792 when a group of prominent Americans created the Insurance Company of North America – the first marine insurance company in the United States and the country’s oldest stockholder-owned insurer. CIGNA added life and health insurance to its expanding list of insurance and financial services products, eventually merging with Connecticut General Insurance Corporation in 1982 to form CIGNA.

Equity: Determined by subtracting insurer liabilities from insurer assets as reported to the National Association of Insurance Commissioners in 2008.

A.M. Best rating: Current financial strength ratings with A++ being the best and F the worst.

Complaint ratio: A score of 1 indicates the national mean with higher scores indicating more complaints and lower scores indicating fewer complaints filed against the insurer during 2008 as reported to the National Association of Insurance Commissioners.